Attention homeowners in Joplin and Jasper County: Need an appraisal?

Here are the top seven reasons why MO homeowners order from Choens Appraisal Service, LLC:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a MO property tax assessment
  3. To cut your mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Own a home in or near Joplin, MO and need help deciding the price of it?
Contact Choens Appraisal Service, LLC.

We at Choens Appraisal Service, LLC understand the individual needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you do away with unneeded and unwanted PMI insurance.

Challenging Jasper county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you are going to pay higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Choens Appraisal Service, LLC is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Choens Appraisal Service, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Choens Appraisal Service, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Choens Appraisal Service, LLC can help with that too. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.